Slushgod,
Interesting for you to bring up 'The Gunner's Mate' of Wolfe.
From a review of it:
Muriel is an attorney in New York, but when she vacations on a very secluded Caribbean island (it only has a hotel on it), she starts to feel at home. Most other people get creepy feelings, but Muriel gets good ones; so good, in fact, that she begs the hotel manager for a job, wanting only room and board (he wouldn't even have to pay her) in order to stay. But one of Henry Morgan's old pirates may be causing those feelings.
Now, this sounds good but I hope, in the end, Pirate's Freedom will not turn out to be another ghost story. I hold my hopes for something more similar to The Wizard Knight. The Gunner's Mate might be to Pirate's Freedom what the novella Golden City Far [from Starwater Strains collection] was for The Wizard Knight.